Digital Estate Planning Calculator
Assess and value your digital estate — online accounts, cryptocurrency, digital media, and more. Identify accounts needing legacy contacts and estimate the cost of professional digital estate management.
Digital Financial Assets
Digital Content & Media
Digital Accounts
Security & Planning Status
Digital Estate Readiness Score
Your digital estate has some protections, but gaps remain. Focus on setting up legacy contacts and documenting all account access for your heirs.
Total Digital Asset Value
$25,500
Accounts Needing Legacy
23
Total Digital Asset Value
$25,500
current estimated value
Accounts Needing Legacy
23
accounts without legacy access
Annual Digital Income at Risk
$6,000
online business income
Estate Planning Cost
$5,500
attorney + 20yr management
Digital Asset Value Breakdown
Distribution of your digital estate by asset category
Total
$25,500
Cryptocurrency
59%$15,000/yr
Domain Names
8%$2,000/yr
Digital Media
12%$3,000/yr
Loyalty Points/Miles
20%$5,000/yr
Digital Storage
2%$500/yr
Managed vs. Unmanaged Digital Estate
How proper management preserves your digital asset value over time
Digital Asset Value Projection
Projected growth of your managed digital estate over time
Digital Asset Inventory
Complete breakdown of your digital assets with legacy planning status
| Category | Count | Value | Legacy Status |
|---|---|---|---|
| Financial Accounts | 5 | - | Needs Setup |
| Cryptocurrency | 1 | $15,000 | Keys Stored |
| Domain Names | 4 | $2,000 | Needs Plan |
| Digital Media | 1 | $3,000 | Non-Transferable |
| Loyalty Points/Miles | 1 | $5,000 | Varies by Program |
| Online Business | 1 | $6,000 | No Plan |
| Social Media | 4 | - | Needs Contact |
| Email Accounts | 3 | - | Needs Setup |
| Cloud Storage | 3 | $500 | Access Documented |
| Subscriptions | 8 | - | Cancel on Death |
Personalized Insights
Actionable recommendations based on your numbers
Your digital estate is worth $25,500
Your digital assets — including cryptocurrency, domain names, digital media, loyalty points, and cloud storage — have a combined value of $25,500. Without a digital estate plan, these assets could be permanently lost or inaccessible to your heirs.
Password manager in use — strong foundation for digital estate planning
Using a password manager is the most critical step in digital estate planning. Make sure your emergency contact or executor knows how to access it. Consider storing the master password in a sealed envelope with your attorney or in a safe deposit box.
23 accounts need legacy contacts designated
Major platforms like Apple, Google, and Facebook offer legacy contact features that grant trusted people access to your account after death. Without these, your family may need court orders to access your accounts — a process that can take months and cost thousands in legal fees.
$15,000 in cryptocurrency requires special estate planning
Cryptocurrency is unique among digital assets — if private keys are lost, the funds are permanently inaccessible. An estimated $140 billion in Bitcoin is already permanently lost. Store seed phrases and private keys in a fireproof safe, with your attorney, or in a specialized crypto inheritance service. Never store keys only digitally.
$6,000/year in digital income needs a succession plan
Online businesses, blogs, and digital income streams can continue generating revenue after death — but only if someone knows how to maintain them. Document all platform logins, payment processor accounts, hosting providers, and content management systems. Consider training a family member or designating a digital executor.
$3,000 in digital media may not be transferable
Most digital media purchases (iTunes, Kindle, Steam) are licenses, not ownership. They typically cannot be transferred after death and may be lost entirely. Apple and Amazon have limited family sharing options. Consider this when budgeting — physical media and DRM-free purchases retain more estate value.
8 subscriptions will continue charging after death
Active subscription services continue billing until explicitly canceled. At an average of $15-20 per subscription, your 8 services could cost your estate $816 over 6 months before being discovered and canceled. Maintain a subscription list with cancellation instructions for your executor.
Digital estate planning cost is well justified by asset value
At $5,500 for planning and management over 20 years, you are spending 21.6% of your digital asset value to protect it. This is a sound investment — without planning, your heirs could lose the entire $25,500 in digital assets.
Essential digital estate planning checklist
1) Set up a password manager and share emergency access with your executor. 2) Designate legacy contacts on Apple, Google, Facebook, and other platforms. 3) Document cryptocurrency keys and store them securely offline. 4) Create a digital asset inventory with account names, URLs, and access instructions. 5) Include digital assets in your will or trust. 6) Review and update annually.