Privacy Policy

Introduction

Retirement Budget Calculator ("we," "us," or "our") operates the website retirementbudget.org. This Privacy Policy explains how we collect, use, and protect information when you visit our website.

Information We Collect

Our calculator processes all financial data directly in your browser. We do not collect, store, or transmit any personal financial information you enter into the calculator. No account creation is required to use our services.

We may automatically collect certain non-personal information when you visit our website, including:

• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses
• Approximate geographic location (country/region level)
• Device type (desktop, mobile, tablet)

Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics uses cookies to collect anonymous usage data. This information helps us improve our website and services. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to our website or other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor cookies by visiting the Digital Advertising Alliance opt-out page.

Microsoft Clarity

We use Microsoft Clarity to analyze how users interact with our website through session recordings and heatmaps. Clarity may collect data such as mouse movements, clicks, and scrolling behavior. This data is anonymized and used solely to improve the user experience. For more information, see Microsoft's Privacy Statement.

Cookies

Cookies are small text files stored on your device by your browser. Our website uses cookies through the third-party services described above (Google Analytics, Google AdSense, and Microsoft Clarity). You can control or delete cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain features on our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy, please contact us at ultimatefinancecalculator@gmail.com.