UAW Pension Calculator
Estimate your United Auto Workers pension benefits based on years of seniority, negotiated benefit rates, and retirement eligibility rules including '30 and Out' and Rule of 85.
Personal Details
UAW Pension Details
Supplemental & Social Security
UAW Pension Score
Your UAW pension provides strong retirement income. Combined with supplemental benefits and Social Security, you are well-positioned for retirement.
Monthly Pension
$1,950
Years of Service
30
Full Pension Eligibility Confirmed
Eligible under "30 and Out" with 30 years of service. Full pension at any age.
Monthly Pension
$1,950
$23,400/year
Years of Service
30
22 current + 8 remaining
Lifetime Income
$1,222,200
over 27 years
Supplemental Benefit
$800/mo
for 4 years until SS
Retirement Income Over Time
UAW pension, supplemental benefits, and Social Security through retirement
Personalized Insights
Actionable recommendations based on your numbers
Full pension eligibility met
Eligible under "30 and Out" with 30 years of service. Full pension at any age.
Moderate monthly pension: $1,950/month
Your pension of $1,950/month will cover some expenses but consider supplementing with personal savings. The average retiree needs $4,000-$5,000/month for comfortable living.
"30 and Out" benefit secured with 30 years
Under the UAW "30 and Out" provision, you qualify for full retirement benefits at any age with 30+ years of service. This is one of the most valuable union benefits, allowing early retirement without penalty.
Supplemental benefit bridges 4 years to Social Security
Your $800/month supplemental benefit provides $38,400 in additional income from age 58 until Social Security begins at age 62. This is a key UAW benefit for early retirees.
No cost-of-living adjustment on pension
Most UAW pensions do not include automatic COLA. At 2.5% inflation, your $23,400/year pension will have the purchasing power of $14,280/year in 20 years. Consider personal savings to offset inflation.
Benefit rate: $65/month per year of service
Your negotiated UAW benefit rate of $65/month per credited year of service is in line with recent UAW contracts ($50-$75/month per year). Check your collective bargaining agreement for your exact rate.
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