RETIREMENT PLAN BUILDERYOUR PLAN, YOUR NUMBERS

A PERSONAL RETIREMENT PLAN

Find out if you can retire. And exactly when.

Enter your income, savings, and goals. See a personalized retirement plan with year-by-year projections, tax strategies, and an AI advisor in under 10 minutes.

7 days free, then $95/year. Cancel anytime.

YOUR DECISION SPACE

Explore the paths ahead

When can I retire?

See your readiness and projected savings.

What if my plans change?

Compare ages, spending, and market scenarios.

What should I do next?

Explore actions and ask about your plan.

Illustrative preview. Your plan depends on the information and assumptions you provide.

About 10 minutes to set upBuilt around your numbersRevisit your plan anytime

A PLAN YOU CAN ACTUALLY USE

From uncertainty to a plan in three steps.

Start with your numbers. See what they mean. Then explore the choices that could change your retirement.

Build my plan
01

Tell us where you are

Add your income, savings, debts, and the retirement you have in mind. The guided setup takes about 10 minutes.

02

See the full picture

Get a readiness score and year-by-year view of your savings, income, spending, and taxes.

03

Make a better move

Change an assumption, compare the outcome, and return to your plan whenever life changes.

THE QUESTIONS THAT MATTER

See how today’s decisions shape tomorrow.

Your plan brings the big decisions together, so you can see how one change affects the rest.

RETIREMENT TIMING

Can I retire when I want to?

See your readiness score and how your savings could change from now through retirement.

Readiness score · Year-by-year projections

WHAT-IF PLANNING

What if things don't go to plan?

Compare retirement ages and spending choices, then test your plan against difficult market periods.

Scenarios · Historical stress tests

TAXES & INCOME

Where will my income come from?

Bring Social Security, account withdrawals, pensions, and estimated taxes into one view.

Income breakdown · Tax planning

LIFE'S BIG COSTS

What expenses am I missing?

Plan for healthcare, Medicare, debt, housing, and the costs that can shift over time.

Healthcare · Real estate · Debt

GO DEEPER WHEN YOU NEED TO

The details are already built in.

Start with the big picture, then explore the decisions that matter most to you.

Ask about your plan

Get AI answers informed by the numbers and goals you entered.

Explore tax choices

Compare withdrawal approaches and potential Roth conversion years.

Compare places

See how a move could change your cost of living and state taxes.

Look further ahead

Explore home equity, downsizing, and projected estate value.

Keep your plan close

Save versions, share a view of your plan, or export a PDF.

Find your next step

Review suggested actions ranked by their potential impact.

Projections are estimates based on the information and assumptions you provide. You can update them anytime.

SIMPLE PRICING

A clearer future starts here.

One subscription gives you the full plan, all the tools, and room to revisit your decisions as life changes.

Cancel anytime. Your 7-day trial is free; billing starts when it ends.
7 DAYS FREE
$95/ year after trial

The complete Retirement Plan Builder, in one plan.

Start your free 7-day trial

Cancel before the trial ends and pay nothing.

Readiness score and projections
Unlimited what-if scenarios
Tax and income planning
Healthcare and housing tools
AI answers and action items
Saved plans, sharing, and PDF export
Already have a plan? Open your dashboard