401(k) Max Contribution Calculator

See how maxing out your 401(k) compares to your current contribution level. Uses 2026 IRS limits to show the long-term impact on your retirement savings.

Income & Contributions

Current Age

Annual Salary

Your Contribution Rate

% of salary

Current 401(k) Balance

Employer Match

% of your contribution

Employer Match Limit

% of salary

Investment Returns

Expected Annual Return