Retirement Budget Calculator

Build a detailed retirement budget by category. Compare how your spending will change in retirement and see whether your income sources cover your needs.

Pre-Retirement Monthly Expenses

Housing

/ month

Food & Groceries

/ month

Transportation

/ month

Healthcare

/ month

Utilities

/ month

Insurance

/ month

Entertainment

/ month

Clothing

/ month

Personal Care

/ month

Gifts & Donations

/ month

Travel

/ month

Miscellaneous

/ month

Retirement Spending Adjustments

Enter the percentage of your pre-retirement spending you expect for each category. For example, 100% means no change, 70% means a 30% reduction, and 200% means the cost doubles.

Housing (100% = $2,000/mo)

Food & Groceries (90% = $540/mo)

Transportation (70% = $350/mo)

Healthcare (200% = $600/mo)

Utilities (100% = $250/mo)

Insurance (80% = $320/mo)

Entertainment (120% = $360/mo)

Clothing (70% = $105/mo)

Personal Care (100% = $100/mo)

Gifts & Donations (100% = $100/mo)

Travel (150% = $300/mo)

Miscellaneous (100% = $200/mo)

Monthly Income Sources in Retirement

Social Security

/ month

Pension

/ month

Annuity Income

/ month

Part-Time Work

/ month

Rental Income

/ month

Other Income

/ month