SIMPLE IRA Calculator

Calculate SIMPLE IRA contributions for small businesses — employee deferrals plus employer match or non-elective contribution. Compare with 401(k) and SEP IRA options.

Income & Deferrals

Annual Salary

Employee Deferral Rate

Employer Contribution

Employer Match Type

Employer Match Rate

Growth Projection

Current Age

years

Retirement Age

years

Current SIMPLE IRA Balance

Expected Annual Return