OPERS Calculator
Estimate your Ohio Public Employees Retirement System (OPERS) pension benefit. Calculate your monthly and annual pension using the OPERS formula based on your years of service, final average salary, and age factor.
Personal Details
OPERS Pension Details
Social Security
OPERS Pension Strength
Your OPERS pension provides strong retirement income with excellent salary replacement and COLA protection.
Monthly Benefit
$4,813
Salary Replacement
77%
Monthly Pension
$4,813
$57,750/year
Salary Replacement
77%
of $75,000 FAS
Lifetime Value
$2,271,891
over 28 years
Rule of 90
Met
Unreduced benefit
Eligible for Unreduced OPERS Benefit
At age 60 with 35 years of service, you meet OPERS eligibility requirements (Rule of 90 or age 67+). You qualify for your full unreduced pension benefit.
OPERS Pension Over Time
Annual pension payments with simple COLA adjustments through retirement
Personalized Insights
Actionable recommendations based on your numbers
Strong salary replacement: 77%
Your OPERS pension replaces 77% of your final average salary ($75,000). Combined with Social Security, you may have sufficient retirement income.
OPERS eligibility requirements met
Your age (60) plus years of service (35) equals 95, which meets or exceeds the Rule of 90. You qualify for an unreduced benefit.
3% simple COLA grows your benefit
OPERS applies a 3% simple annual COLA. By year 20 of retirement, your annual pension grows from $57,750 to $92,400. This helps offset inflation over time.
35 years of service is excellent
With 35 years of service at the 2.2% multiplier, your OPERS benefit is well-established. Each year added 2.2% of your final average salary to your benefit.
$2,271,891 in total lifetime pension income
Over 28 years of retirement, your OPERS pension will pay out approximately $2,271,891 in total benefits, including COLA adjustments.
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