Police Pension Calculator
Estimate your law enforcement pension benefit based on years of service, final average salary, and your plan's benefit multiplier. See how COLA adjustments grow your income through retirement.
Personal Details
Police Pension Details
Police Pension Strength
Your police pension provides excellent retirement income with strong salary replacement and inflation protection.
Monthly Pension
$8,235
Salary Replacement
67%
Monthly Pension
$8,235
$98,820/year
Salary Replacement
67%
of $143,738 FAS
Years of Service
25
20-yr minimum met
Lifetime Value
$4,370,515
over 32 years
Pension Income with COLA Over Retirement
How your annual pension grows with cost-of-living adjustments
Personalized Insights
Actionable recommendations based on your numbers
Good replacement rate: 67%
Your pension covers 67% of your final salary. Combined with Social Security, you should be near the 70-80% target for comfortable retirement.
Service requirement met: 25 years
You will have 25 years of service at retirement, exceeding the 20-year minimum. You are fully eligible for your pension benefit.
Eligible for early retirement at 50+
Most police pension plans allow retirement at age 50 with sufficient service. At 50, you meet the minimum age requirement for your enhanced law enforcement pension.
COLA grows pension to $146,841/yr by year 20
Your 2% annual COLA increases your pension from $98,820/yr to $120,461/yr after 10 years and $146,841/yr after 20 years. This inflation protection is a major benefit.
Enhanced 2.75% multiplier for law enforcement
Your 2.75% per year multiplier is higher than typical government plans (1.5-2%). This enhanced rate recognizes the physical demands and risks of police work, building a stronger pension faster.
Lifetime pension value: $4,370,515
Over 32 years of retirement, your pension will pay out approximately $4,370,515 in total benefits (including COLA adjustments). This is the equivalent of a significant retirement savings balance.
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